While health insurance is no longer required in Ecuador, it’s still a good idea to have a policy that at least covers catastrophic health issues. You don’t need a visa or cedula to get a health insurance plan; you only need your passport and a credit card to setup the monthly premium payment.

You can also sign up before you leave home and before you move to Ecuador. Some of the coverage for the private insurance plans kick in after 30 days, and pre-existing conditions are covered after 2 years, so it’s a good idea to start the clock as soon as possible.

We have a full interview with Carlos Ramírez from Blue Box Insurance who was kind enough to explain all things health insurance to us. You can check that out here: Ecuador Health Insurance: Private vs. Public IESS

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