As of March 2022, you once again need private Ecuadorian health insurance and the coverage letter to submit with your visa application. You don’t need a visa or cedula to get a health insurance plan; you only need your passport and a credit card to setup the monthly premium payment.

You can also sign up before you leave home and before you move to Ecuador. Some of the coverage for the private insurance plans kick in after 30 days, and pre-existing conditions are covered after 2 years, so it’s a good idea to start the clock as soon as possible.

We have a full interview with Carlos Ramírez from Blue Box Insurance who was kind enough to explain all things health insurance to us. You can check that out here: Ecuador Health Insurance: Private vs. Public IESS.

If you would like to discuss your health insurance options with our qualified Insurance Brokers in Ecuador, please submit our referral form and we’ll send an immediate email introduction.

Planning a move to Ecuador?

The Ecuador Expat Fast Track eCourse covers every step from A-to-Z! Read what our past students have to say...

Get Qualified, Trustworthy Recommendations

Need help with your visa, finding a place to live, shipping a container, health insurance, private driver or something else?

We're happy to introduce you to our trusted and qualified relocation experts in Ecuador!

Expat NewsletterFREE Weekly Expat Newsletter

Sign-up for our FREE weekly newsletter and get immediate access to:

The newsletter contains the latest information about travel guidelines, government news, social causes, volcanoes, flooding, crime, and more. Basically, anything significant that affects expats.

The newsletter has information that we don’t ANYWHERE ELSE!


Join the Inner Circle!

Cuenca Ecuador ExpatsWe've assembled a supportive community of current and future expats who are eager to share their experiences, answer questions and offer encouragement as you embark on your move abroad.

Once you become a member, you'll also gain access to a variety of exclusive benefits that will help you make a smooth transition to your new life abroad!