Health insurance in Ecuador can be complicated and confusing, so we were very fortunate to have Carlos Ramírez from Blue Box Insurance stop by to explain it to us.
Blue Box is an insurance broker representing several health, auto and home insurance companies in Ecuador. They have an office in Cuenca, and they will be opening an office in Manta in April 2021.
Health Insurance in Ecuador is a bit different than the United States. You have the option of getting Private Health Insurance with one of Ecuador’s many health insurance companies.
Or, you can sign up for the Public IESS Health Insurance, which is Ecuador’s version of Universal Healthcare (Medicare/Medicaid). You’ll need your Temporary Residency Visa AND your cédula before you can apply for this plan.
Or, you can get both Private AND Public Health Insurance to make sure ALL your bases are covered. Since the cost of healthcare and health insurance in Ecuador is so much more affordable than in the United States, this is a viable option for many people.
If you have more questions about health insurance or healthcare in Ecuador, we recommend contacting a health insurance agent/broker directly since we are not experts on this topic. To get in touch with Carlos and his team, please visit their website at BlueBoxInsurance.com and be sure to tell them you saw this video on Live Abroad Now.
You might also be interested in our article about the Cost of Living in Ecuador: A Guide for Expat Budgeting.
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